Discover Benefits You Are Entitled To

What we do ?

The service we offer is specifically 
designed to meet your needs.

Group Benefits

Voluntary benefits allow employers to offer more extensive coverage without added costs, which helps them save on taxes and draw in talent.
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Medicare

If you’re on Medicare or will be soon, you must ensure you have the best insurance coverage possible. That’s where we come in.
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Life Insurance

Protect your loved ones and secure your legacy with our comprehensive life insurance policies. Safeguard your family's future with peace of mind.
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Annuities

Annuities are designed to help you grow your retirement income. They’re long-term contracts from an insurance company where you invest your money.
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Wellsaves benefits Savings Service Solutions

Welcome to WellSaves Benefits, where experience meets innovation. With 100+ years of combined expertise in Group Benefits, Medical Gap, Life Insurance, and Retirement Planning, we've impacted thousands of lives over 15 years. Led by Jeff, our team has successfully implemented cost-saving strategies for 1,000+ nationwide companies. We're committed to providing unmatched service and unique cost-saving solutions. At WellSaves Benefits, we're carrier agnostic and value-driven and offer a blend of old-school personal service with cutting-edge tech solutions. Join us on a journey that genuinely cares about your bottom line and peace of mind.

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Insurance Solution
We Specialize In

Employee Benefits

Let us help you protect and grow that business with insurance customized to help meet your needs. We will assess your business and provide cost-effective solutions that keep your business protected.

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family

Life & Health

The best way to secure your family’s future is with life insurance. So let us take the guesswork out of selecting the right life insurance plan for you.

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Medicare

If you’re on Medicare or will be soon, you must ensure you have the best insurance coverage possible. That’s where we come in.

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Insurance Coverage

Medicare Insurance Coverage
Dental Insurance Coverage
Vision Insurance Coverage
Life Insurance Coverage
Annuities
Health Insurance Coverage

Medicare Insurance Coverage

Risk Factors

While Medicare provides essential health coverage for individuals aged 65 and older, it may not cover all medical expenses. Gaps in coverage, such as copayments, deductibles, and services not covered by Medicare, can result in unexpected out-of-pocket costs for beneficiaries.

Solution

Purchase a Medigap policy to supplement traditional Medicare coverage. Medigap plans are designed to fill gaps in coverage, such as deductibles and co-payments. There are various Medigap plans available, each providing different levels of coverage.

Dental Insurance Coverage

Risk Factors

Dental insurance plans may have restrictions on certain procedures, waiting periods for specific services, and annual or lifetime maximums. As a result, individuals may face out-of-pocket expenses for necessary dental care, and certain procedures may not be covered at all.

Solution

Carefully review the details of your dental insurance plan. Understand the coverage limits, exclusions, waiting periods, and any restrictions on certain procedures. Being informed about your plan's specifics will help you make better decisions regarding your dental care.

Vision Insurance Coverage

Risk Factors

Vision insurance plans may have restrictions on coverage for specific procedures, eyewear options, or may not cover certain pre-existing conditions. This could result in individuals having to pay out-of-pocket for essential eye care needs.

Solution

Carefully review the details of your vision insurance plan. Understand the coverage limitations, exclusions, and any waiting periods for specific services. Familiarize yourself with the scope of coverage for eye exams, glasses, contact lenses, and other vision-related services.

Life Insurance Coverage

Risk Factors

Inadequate coverage could leave dependents without enough financial support to maintain their lifestyle, pay off debts, or cover other essential expenses.

Solution

Life circumstances change over time due to factors such as marriage, the birth of children, or changes in income. Regularly review your life insurance coverage to ensure it aligns with your current situation.

Annuities

Risk Factors

One significant risk associated with annuities is the potential for high fees and charges. Annuities often come with various fees, such as administrative fees, mortality and expense fees, surrender charges, and management fees.

Solution

Thoroughly review and understand the fee structure associated with the annuity contract. Be aware of all charges, including upfront fees, ongoing fees, and surrender charges. Different types of annuities (fixed, variable, indexed) may have varying fee structures.

Health Insurance Coverage

Risk Factors

One significant risk in health insurance is the potential for high out-of-pocket expenses. Even with insurance coverage, individuals may face substantial costs in the form of deductibles, co-payments, and co-insurance. 

Solution

Opt for health insurance plans that provide comprehensive coverage, including essential health benefits and a wide network of healthcare providers. A plan with more extensive coverage might have higher premiums but can offer better protection against significant medical expenses.

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Unlock the power of savings with WellSaves! Call now for a complimentary consultation and discover how you can maximize your financial wellness effortlessly.

News & Blog

Latest Insight, Insurance Trends

June 10, 2024
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Teaching your teen to drive is an accomplishment in your role as a parent. It's exciting yet nerve-wracking as you help them gain the independence they crave while worrying about their safety and the financial implications of having a new driver in the house. One of the most significant impacts comes from auto insurance premiums. […]

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June 7, 2024
Insurance Claims for Home Theft: Ensuring You're Fully Covered

Home theft can be a traumatic experience, shaking your sense of security and causing significant financial loss. Having the proper homeowner's insurance coverage is crucial to mitigate the impact. Here are ten reasons why understanding your policy and ensuring you're fully covered is essential and why you might consider contacting your insurance provider after reading […]

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June 4, 2024
Insurance Considerations for the Food and Beverage Industry.

Operating a business in the food and beverage industry involves a unique set of challenges and risks. The right insurance is critical, from the potential for foodborne illness outbreaks to the need for specialized property coverage. Here are reasons why every food and beverage business owner should review their insurance coverage and consider calling their […]

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As an independent agency, we are here to help you find the right coverage.
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(508) 834-1111
(508) 276-0232
163, Highland Ave, Needham, MA, 02494

Natick, MA

We extend coverage to individuals and businesses in Natick, MA and surrounding areas.
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